f you are involved in a collision, it can be difficult to think clearly. Your adrenaline is spiking, your mind is racing and your thought process is not at its best. There are, however, a few things that you should do as a matter of course. If the other driver is hurt, offer them assistance. Call 911 and report the…
There are a number of issues that pop up for all of us when we get a ticket. If there is not a collision involved, it is a bit simpler. A guilty plea or conviction may make your insurance premium higher. For a speeding ticket, if you were traveling well over the limit, if the solicitor or the judge is…
The short answer is a resounding YES! Uninsured motorist coverage is available up to the limit of your liability coverage. It is optional coverage in Georgia. But resist the temptation to go as cheaply as possible or you may regret it. There are a few twists on what uninsured motorist coverage (UM) is and when it can be utilized. The…
Most of us realize that if we are injured on the job, we have a claim against our employer. The employer is subject to the Workers’ Compensation Act if there are three or more employees regularly employed. If so, there are provisions for medical care and, if out more than 1 week, for wage replacement. What happens if you are…
Consumer advocates has railed for years about arbitration agreements. Many arbitration clauses are hidden in fine print. When the consumer reaches the arbitration panel, it may be heavily weighted against the consumer and the panel may be comprised of professionals in the field whose loyalty to the industry or product outweighs their sense of commitment to the concept of fairness….
Do I have a dangerous dog? What if my dog bites my neighbor? What if I am the neighbor who was attacked and injured? Georgia law defines a dangerous dog as a dog that causes a substantial puncture of a person’s skin by teeth without causing serious injury. The definition also includes a dog that aggressively attacks in a manner…
The latest trend is for medical providers to refuse to accept health insurance when you are in a motor vehicle collision. There may be several reasons for this. First, they may have run into an insurer who refuses to pay for auto related injuries, trying (unlawfully) to place the onus on the third party’s carrier. And others have a different…
There are different time limits provided by the law to make various types of claims. The time limit is usually two years, but there are exceptions. The time limit to make a defamation claim is 1 year. The time limit to notify a municipality is six months of an injury claim, though after that notice is sent the two-year rule…
Many people believe that their private mental health records become an open book when they file a claim for personal injury. But the truth is that Georgia law strongly provides strong protections for an injured person’s mental health records even when they have filed a lawsuit claiming mental pain and suffering. This is because of a strong public policy which…
Your car is struck by another driver and you sustain injuries. And you are not happy about it. You try to resolve the matter yourself but get nowhere. You hire an attorney. The attorney files a lawsuit. But he only sues the person who caused the collision. Not their insurance company. What does that mean? Most drivers in Georgia have…
